Searching for the best Sydney home loan rates?
Basic Variable Rate: 5.93 | Comparison Rate 6.13%
1 Year Fixed Rate: 6.29% | Comparison Rate 8.34%
2 Year Fixed Rate: 6.29% |
Comparison rate warning
- A comparison rate includes the interest rate as well as certain fees and charges relating to a loan.
- The aim of the comparison rate is to help you identify the true cost of a loan and compare loans and services offered by financial institutions and mortgage providers.
- The formula for calculating a comparison rate is regulated by the Consumer Credit Code, and all Australian financial institutions and mortgage providers use this same formula.
- Government charges such as stamp duty or mortgage registration fees.
- Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees.
- Fees and charges which aren’t available at the time the comparison rate is provided.
- Cost savings such as fee waivers or the availability of interest offset arrangements which can influence the cost of a loan.
Rates quoted are from multiple lenders for owner occupied home loans with LVR between 70% & 80%, indicative and subject to change.
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* Terms & Conditions apply.
Mortgage Broker in Pyrmont, Sydney
Whether you’re a first home buyer, investor or property developer, CCS Lending provides tailored home loan and finance solutions to suit your goals. Our local Pyrmont mortgage brokers help you compare lenders, structure your loan and move forward with confidence.
Finance Solutions For Every Stage Of Your Property Journey.
First Home Buyers
CCS Lending helps first home buyers across Australia navigate government grants, Home Guarantee Scheme options, Family Guarantee loans, single parent 2% deposit pathways and Help to Buy shared equity opportunities.
Construction Loans
Specialist construction loan solutions for house & land packages, off-the-plan properties, custom home builds, duplexes and multi-dwelling developments on one title.
Strategic Refinancing, Equity Optimisation & Debt Recycling
Strategic refinance solutions to reduce repayments, unlock equity, support debt recycling strategies and access lenders with more flexible servicing policies.
Specialist Lending Solutions
Specialist finance solutions for self-employed borrowers, credit-impaired clients and complex lending scenarios that fall outside standard bank policy.
SMSF, NRAS & NDIS Finance
Tailored lending solutions for SMSF property purchases, NRAS investments, NDIS accommodation, heritage-listed assets and leasehold properties.
Property Development
Property development finance solutions for land subdivision, site acquisition, construction funding, residual stock loans and development projects.
Family Guarantee & Family Pledge Home Loan
A family guarantee home loan allows an eligible family member, usually a parent, to provide limited security support using equity in their own property. This may help a borrower purchase a home with a smaller deposit and potentially avoid Lenders Mortgage Insurance.
Complex Lending Made Clear
We structure finance for standard, complex and policy-sensitive scenarios across our lender panel, helping clients secure suitable lending solutions aligned with their goals.
Clear Guidance from Pre-Approval to Settlement
We guide you through the home loan process with clear advice, smart loan structuring and support from pre-approval through to settlement.
About Aaron
With over 20 years of experience in finance and property, Aaron Ly combines lending expertise with real-world property development experience.
As both a mortgage broker and active property developer, Aaron works closely with clients to structure practical finance solutions across home loans, investment lending, construction finance, SMSF lending and complex property scenarios.
40+ Lenders | 13+ Years in Business | 1000+ Clients Helped
Head
We help clients find finance solutions with confidence — bringing structure, strategy and guidance to every loan.
"Aaron and his team at Citadel has made the process very easy and pleasurable. I had previously been hesitant to go ahead and visit banks and brokers as I though it would be super stressful and challenging.
Aaron had this process run very smoothly for me and it was the complete opposite of stressful, scary and time-consuming. I would definitely recommend Aaron and his team!"
– Ian G., Google Review
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"Aaron and his team are beyond amazing. After wasting time waiting on replies from one of the major four banks that never came, we turned to Aaron. Within days he had the ball rolling, and today we settled on our land, now starting the building phase.
During the entire time, Aaron and his team have worked tirelessly guiding and assisting us each step of the way. Would 100% recommend Aaron"
– Auscop, Google Review
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Get a Free Consultation
0424 438 599
Whether you're buying your first home, investing, refinancing, or building, we'll help you secure the right loan structure with confidence.
Looking for mortgage brokers near me? CCS Lending helps clients across Pyrmont, Sydney CBD, Inner West, Eastern Suburbs, North Shore and South West Sydney.
Australian Credit Licence Number 458791 | ABN: 17 166 219 521 | Suite 73, 26-32 Pirrama Road, PYRMONT, NSW 2009 | PO Box 383, PYRMONT, NSW 2009