CCS Lending (Pyrmont) • Business & Commercial Finance

Business Finance.
Structured for Growth.

From working capital and equipment finance to commercial property, construction, development and complex lending scenarios, CCS Lending (Pyrmont) structures business finance around your goals.

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Business lending snapshot

Indicative Business Finance Rates

Variable Rate 7.29% Indicative pricing

Fixed Rate 7.29% From 7.05% to 7.70%

Commercial Property 7.05% Subject to security and LVR

Asset & Equipment 7.05% Pricing varies by term and asset

Rates are indicative only and subject to lender approval, borrower profile, security, loan purpose, term, loan amount and other lending criteria.

Important comparison-rate information

Comparison rate warning

WARNING: Comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

For variable interest-only loans, comparison rates are based on an initial 5-year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period.

During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

What is a comparison rate?

A comparison rate includes the interest rate and certain fees and charges relating to a loan.
It helps borrowers compare the overall cost of different credit products.
The calculation formula is regulated under Australian consumer-credit legislation.

The comparison rate does not include

Government charges such as stamp duty or mortgage-registration fees.
Fees associated with optional features or events, including some early-repayment or redraw fees.
Fees and charges unavailable when the comparison rate is calculated.
Potential savings from fee waivers or offset arrangements.

Business & Commercial Finance

At CCS Lending, we help business owners, investors and self-employed borrowers secure tailored finance solutions for commercial property, business growth, working capital and specialist security types. Whether your application is full doc, quick doc, lease doc or requires a more tailored lender approach, we assess your scenario carefully and match it with suitable banks and non-bank lenders.

We also assist with more complex commercial lending scenarios, including heritage-listed properties, leasehold properties, specialised securities and non-standard income structures. Our role is to simplify the process, strengthen your application and help you secure a finance structure that supports your business and investment goals.

Can I get finance for a leasehold property?

Yes, leasehold property finance may be available with selected lenders, subject to the lease terms, remaining lease period, property type, location, valuation and overall strength of the application.

Can you help with full doc, quick doc and lease doc loans?

Yes. Depending on your income evidence and financial position, we can explore full doc, quick doc and lease doc lending options with suitable lenders. This can be especially helpful for self-employed borrowers, business owners and investors with non-standard income documentation.

What types of business and commercial loans can CCS Lending assist with?

We can assist with commercial property loans, business loans, working capital facilities, equipment finance, cash flow lending, refinance, debt consolidation and tailored finance structures for business owners and investors.

Do lenders accept heritage-listed properties?

Some lenders will consider heritage-listed properties, but they may apply additional valuation, security and policy requirements. We help assess the property, identify suitable lenders and structure the application correctly from the beginning.

Can you help if my business financials are not straightforward?

Yes. Many business owners have complex income, multiple entities, fluctuating revenue or tax-effective structures. We review your full position and work with lenders that understand commercial and self-employed borrower scenarios.

Can I refinance my commercial loan?

Yes. We can review your existing commercial loan, compare lender options and assess whether refinancing may help reduce repayments, access equity, consolidate debt or improve your overall loan structure.