Construction & Development Finance for Small to Medium-Sized Projects
Our construction and property development finance brokers help developers structure funding for site acquisition, land subdivision, civil works, construction and residual stock, with bank, non-bank and private lending solutions available up to $100 million.
Comparison rate warning
- A comparison rate includes the interest rate as well as certain fees and charges relating to a loan.
- The aim of the comparison rate is to help you identify the true cost of a loan and compare loans and services offered by financial institutions and mortgage providers.
- The formula for calculating a comparison rate is regulated by the Consumer Credit Code, and all Australian financial institutions and mortgage providers use this same formula.
- Government charges such as stamp duty or mortgage registration fees.
- Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees.
- Fees and charges which aren’t available at the time the comparison rate is provided.
- Cost savings such as fee waivers or the availability of interest offset arrangements which can influence the cost of a loan.
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Construction & Property Development Finance
Why choose CCS Lending Pyrmont for construction and development finance?
CCS Lending Pyrmont combines finance expertise with practical property development experience, helping developers structure funding for site acquisition, subdivision, civil works, construction and project completion. We work with bank, non-bank and private lenders to secure tailored development finance solutions, with LVRs commonly ranging between 60% and 80%, depending on the project, feasibility, security and exit strategy.
What is property development finance?
Property development finance helps developers fund site acquisition, land subdivision, construction, civil works, residual stock and project completion costs.
What is construction finance?
Construction finance is a lending solution designed to fund the building or renovation of residential, commercial or mixed-use property projects. Funds are usually released progressively through construction stages.
Can I get finance for a land subdivision?
Yes. Some lenders provide funding for land subdivision, including civil works, infrastructure contributions, council requirements and title registration costs, depending on the project feasibility and approval status.
Do lenders fund site acquisition and construction together?
Yes. Depending on the lender and project strength, finance can be structured to assist with site acquisition, construction funding or both under a staged funding arrangement.
Can I get finance without a major bank?
Yes. Non-bank and private lenders can often provide flexible construction and development finance solutions, especially for complex projects, tight timeframes or borrowers who do not fit standard bank policy.
Do I need presales for property development finance?
Presales may be required for larger residential developments, but some private lenders and non-bank lenders may offer more flexible options depending on the loan size, location, end values and borrower position.
What LVR is available for construction and property development finance?
Construction and property development finance is commonly structured between 60% and 80% LVR, depending on the lender, project type, location, borrower experience, valuation, presales, feasibility and exit strategy. Some projects may require stronger equity contributions, while selected private and non-bank lenders may offer higher leverage for suitable scenarios.
What types of projects can be funded?
Finance may be available for duplexes, townhouses, units, land subdivisions, commercial construction, mixed-use developments, residual stock, site acquisition and staged property development projects.
"Aaron and his team were absolutely fantastic. Answering calls and meeting after hours, keeping us informed and regularly checking in with us even after we are no longer dealing with them. Could not recommend them highly enough, 5 star service, knowledge and just a great team to deal with!"
– Leisa Rayner, Google Review
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"The services provided by Aaron and his team is beyond exceptional. He was able to get us a great deal and structure our complex loan in a way that suited our financial situation.
He is also extremely responsive, always replying to our questions at all hours of the day and week throughout the process. Couldn’t have done this without him."
– Anna Ji, Google Review
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Get a Free Consultation
CCS Lending is here to help you achieve your business goals and get you the funding you need. Talk to us to explore options for your business.
Australian Credit Licence Number 458791 | ABN: 17 166 219 521 | Suite 73, 26-32 Pirrama Road, PYRMONT, NSW 2009 | PO Box 383, PYRMONT, NSW 2009