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The Benefits of Using a Sydney Mortgage Broker: Saving You Time and Money

May 23, 20233 min read

If you're a professional with a gross income of $120,000 plus, a first home buyer, an investor, or part of a small or medium enterprise (SME) or self-managed super fund (SMSF), then you might be interested in the benefits of using a Sydney mortgage broker. Not only can they help you find the best deals on home loans, but they can also save you time and money in a variety of ways.

Here are seven ways your mortgage broker can work hard to save you time and money:

  1. Helping you pinpoint what matters in a home loan With so many home loan options available, it can be overwhelming to decide which one is the best fit for your unique situation. That's where your mortgage broker comes in. They take the time to get to know you and your circumstances to identify the loan that's ideal for you. This saves you time from checking out loans that aren't suited to your needs.

  2. Access to over 40 lenders Your mortgage broker has access to over 40 different lenders, including big banks, non-bank lenders, credit unions, and building societies. This gives you hundreds of loans to choose from and helps your broker pinpoint the right loan and lender for your needs. With the latest technology, your broker can identify the home loan best suited to your needs in a matter of minutes.

  3. The confidence of knowing if a new loan is right for you Mortgage brokers are required by law to act in their customers’ best interests. So if you are not in a position to buy a home, upgrade to a new place, or refinance an existing loan, your broker will let you know. They will suggest a range of strategies to help you achieve your property goals and check in regularly to see how you’re progressing.

  4. Understanding the costs Your mortgage broker will always be transparent about the costs you can expect to pay, letting you have a clear picture of how your budget shapes up and making an informed decision.

  5. Save time, save the hassle Filling in a home loan application can be tedious, but your mortgage broker can help you ensure you have all the essential documents before you get started and submit the details to the lender on your behalf. They will also respond to any queries the lender may have, saving you time and hassle.

  6. Ensuring you always have a great rate Your mortgage broker will conduct an annual home review at no cost to you, ensuring that you always have a great rate. Even a small rate discount can cut your repayments, giving you more money in your pocket.

  7. No charge for our home loan service Your mortgage broker won't charge you to find the right home loan for you. They are paid by the lender once your loan settles, saving you money.

In conclusion, whether you're a first home buyer, a seasoned investor, or just interested in seeing how your old home loan compares, talk to your Sydney mortgage broker today. Having an expert on your side can help you save time and money. Contact CCS Lending today to find out how we can help you achieve your property goals.

General Advice Warning

The information on this site is of a general nature.

It does not take into account your objectives, financial situation or needs.

Before acting on any information, you should consider the appropriateness of the information provided and the nature of the relevant financial product having regard to your objectives, financial situation and needs.

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