The First Home Loan Deposit Scheme (FHLDS) is an Australian Government initiative to help you buy or build your first home sooner. We're proud to continue supporting this initiative.
If you’re eligible you’ll get a limited guarantee from the Australian Government to buy or build your first home with a low deposit of 5%, without paying Lenders Mortgage...
Ask yourself one simple question, ‘How quickly do I want to get into my first home?’ This will not only determine how much you need to save but also how long it will take you.
How Lenders Mortgage Insurance can help you get into your dream home faster.
The Lender will normally require LMI if you do not have the required home loan deposit (typically 20% of the property value) and the cost is usually passed...
Outside the deposit, this’ll be your biggest upfront cost. Stamp duty varies greatly from state to territory to state and the rules (and exemptions) can seem complicated.
Check out the government websites of your state or territory. But be warned: the various schemes change almost yearly so you’ll need to check and double check.
Terms and conditions, credit criteria, fees and charges apply.
$2k to $4k Refinance Cashback available for new refinance applications. Offer may be varied or withdrawn at any time.
Limit of one cashback payment regardless of the number of applications, applicants, properties, or loans involved per 12-month period. For joint applications, only one cashback payment will be...
This offer is only available through St George and 86 400 Bank.
For eligible first home buyers with a Loan to Value Ratio (LVR7) up to 85%, the LMI will be reduced to only $1 with St George or NIL with 86 400.
This offer is not an LMI waiver and your clients will be charged $1.00 for LMI which will be reflected in their Loan Offer...