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Are you dreaming of buying a house in Sydney? Whether you're a first home buyer, an investor, or a professional, buying a house can be one of the most significant investments you'll make in your lifetime. Here's what you need to know to turn your dream of owning a Sydney property into a reality.
Know your budget
Before you start looking at properties, it's essential to know your budget. How much can you afford to spend on a house? What type of home loan is right for you? How much will you need for a deposit? At CCS Lending, we can help you answer these questions and find the right financing solution for your needs.
Choose the right location
Sydney is a vast city with many different suburbs, each with its unique character and amenities. When choosing the location of your dream house, consider factors such as proximity to your workplace, schools, public transport, and recreational facilities. Make sure to research the local property market and get a sense of property values in the area you're interested in.
Consider your lifestyle needs
Your lifestyle needs will play a significant role in determining the type of property you want to buy. Do you need a backyard for your children or pets? Do you want a home with a pool or a balcony with a view? Consider the features that are essential to your lifestyle and factor them into your property search.
Get professional advice
Buying a house can be a complex process, with many legal and financial considerations. That's why it's essential to get professional advice from a mortgage broker, solicitor, and real estate agent. At CCS Lending, we can connect you with our network of trusted professionals, who can guide you through the process of buying a house in Sydney.
Choose the right financing solution
Choosing the right financing solution is essential to securing your dream house. At CCS Lending, we offer a range of financing options, including home loans, investment loans, construction loans, and bridging finance. We can help you choose the right financing solution for your needs and guide you through the application process.
Buying a house in Sydney is a significant investment, but with the right advice and financing solution, it can be a rewarding experience. At CCS Lending, we're committed to helping you finance your dream house and turn your property dreams into a reality. Contact us today to find out how we can help you achieve your property goals.
General Advice Warning
The information on this site is of a general nature.
It does not take into account your objectives, financial situation or needs.
Before acting on any information, you should consider the appropriateness of the information provided and the nature of the relevant financial product having regard to your objectives, financial situation and needs.
The First Home Loan Deposit Scheme (FHLDS) is an Australian Government initiative to help you buy or build your first home sooner. We're proud to continue supporting this initiative.
If you’re eligible you’ll get a limited guarantee from the Australian Government to buy or build your first home with a low deposit of 5%, without paying Lenders Mortgage...
Ask yourself one simple question, ‘How quickly do I want to get into my first home?’ This will not only determine how much you need to save but also how long it will take you.
How Lenders Mortgage Insurance can help you get into your dream home faster.
The Lender will normally require LMI if you do not have the required home loan deposit (typically 20% of the property value) and the cost is usually passed...
Outside the deposit, this’ll be your biggest upfront cost. Stamp duty varies greatly from state to territory to state and the rules (and exemptions) can seem complicated.
Check out the government websites of your state or territory. But be warned: the various schemes change almost yearly so you’ll need to check and double check.
Terms and conditions, credit criteria, fees and charges apply.
$2k to $4k Refinance Cashback available for new refinance applications. Offer may be varied or withdrawn at any time.
Limit of one cashback payment regardless of the number of applications, applicants, properties, or loans involved per 12-month period. For joint applications, only one cashback payment will be...
This offer is only available through St George and 86 400 Bank.
For eligible first home buyers with a Loan to Value Ratio (LVR7) up to 85%, the LMI will be reduced to only $1 with St George or NIL with 86 400.
This offer is not an LMI waiver and your clients will be charged $1.00 for LMI which will be reflected in their Loan Offer...
Australian Credit Licence Number 458791
ABN: 17 166 219 521