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Are you a Sydney property owner looking to save money on your mortgage repayments? Refinancing your home loan may be the solution you've been looking for. Here's what you need to know to refinance your property in Sydney.
Know your reasons for refinancing
There are many reasons why you might consider refinancing your home loan, including:
Securing a lower interest rate
Accessing equity in your property
Consolidating debt
Changing your loan features
Knowing your reasons for refinancing will help you determine the best refinancing solution for your needs.
Shop around for the best deal
When refinancing your home loan, it's essential to shop around for the best deal. Compare the interest rates, fees, and features of different lenders to find the best refinancing solution for your needs. At CCS Lending, we can help you compare refinancing options and negotiate the best deal for you.
Consider the costs of refinancing
Refinancing your home loan can come with some costs, including exit fees from your current lender, application fees, and valuation fees. Make sure to factor these costs into your decision to refinance and ensure that the savings you'll make on your repayments will outweigh the costs.
Get professional advice
Refinancing your home loan can be a complex process, with many legal and financial considerations. That's why it's essential to get professional advice from a mortgage broker, who can guide you through the process of refinancing your home in Sydney. At CCS Lending, we can help you understand the benefits and risks of refinancing and help you make an informed decision.
Choose the right refinancing solution
There are many refinancing solutions available, including fixed-rate loans, variable-rate loans, and split loans. At CCS Lending, we can help you choose the right refinancing solution for your needs and guide you through the application process.
In conclusion, refinancing your Sydney property can be a great way to save money on your mortgage repayments and achieve your financial goals. At CCS Lending, we're committed to helping you find the right refinancing solution for your needs and guide you through the process of refinancing your home loan. Contact us today to find out how we can help you achieve your financial goals.
General Advice Warning
The information on this site is of a general nature.
It does not take into account your objectives, financial situation or needs.
Before acting on any information, you should consider the appropriateness of the information provided and the nature of the relevant financial product having regard to your objectives, financial situation and needs.
The First Home Loan Deposit Scheme (FHLDS) is an Australian Government initiative to help you buy or build your first home sooner. We're proud to continue supporting this initiative.
If you’re eligible you’ll get a limited guarantee from the Australian Government to buy or build your first home with a low deposit of 5%, without paying Lenders Mortgage...
Ask yourself one simple question, ‘How quickly do I want to get into my first home?’ This will not only determine how much you need to save but also how long it will take you.
How Lenders Mortgage Insurance can help you get into your dream home faster.
The Lender will normally require LMI if you do not have the required home loan deposit (typically 20% of the property value) and the cost is usually passed...
Outside the deposit, this’ll be your biggest upfront cost. Stamp duty varies greatly from state to territory to state and the rules (and exemptions) can seem complicated.
Check out the government websites of your state or territory. But be warned: the various schemes change almost yearly so you’ll need to check and double check.
Terms and conditions, credit criteria, fees and charges apply.
$2k to $4k Refinance Cashback available for new refinance applications. Offer may be varied or withdrawn at any time.
Limit of one cashback payment regardless of the number of applications, applicants, properties, or loans involved per 12-month period. For joint applications, only one cashback payment will be...
This offer is only available through St George and 86 400 Bank.
For eligible first home buyers with a Loan to Value Ratio (LVR7) up to 85%, the LMI will be reduced to only $1 with St George or NIL with 86 400.
This offer is not an LMI waiver and your clients will be charged $1.00 for LMI which will be reflected in their Loan Offer...
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